Adam Weaver of Cleversure — **Adam Weaver** Authorised representative 1243728 adam@cleversure.com.au 0439 510 152

About Cleversure

I'm Adam Weaver, owner of Cleversure.

Affordable, Smart, Pragmatic.
These are the pillars of my business.
But what do they mean to you?

Well they come down to this:

Practical, no-nonsense risk management solutions for any budget, with insurance only as a last resort.

The issues Cleversure solves.

Insurance can be expensive

If it isn’t clear what you need to protect, and if you don’t know the most cost-effective way to protect it, you could end up over-insuring your business and spending way more than you need to.

Insurance can be tricky

Navigating insurance alone can be a tedious, time-consuming process that takes you away from the parts of your business you love and leaves you with a headache.

Insurance can feel unfair

If you feel that insurance companies are just out to rip you off, you’re not alone. Dealing with insurers can certainly be an uncomfortable experience if you aren’t sure how they tick.

And claims can be a nightmare

If you need to make a claim, something’s gone wrong, so you’re likely already stressed enough as it is. Going through the claims process alone only puts more weight on your shoulders, and instead of getting paid out in 7 days, it could take 7 months. Or worse, your claim could be denied.

Any good broker will make insurance 10x easier

Again, no business owner actually wants to buy insurance. But if you have to get it, there are a tonne of advantages in using an experienced insurance broker.

Any insurance broker worth their salt will:

Find the best insurance for you.
Do all the paperwork for you.
Deal with your insurer for you.
Guide you through any claim.
Save you money, time, and stress.
And always act in your best interests.

With that said, even a broker could burn you!

At the end of the day, what you really want is as much protection for your business as possible — for as cheap as possible.

And despite what some brokers might say, insurance might not be the best solution.

That’s exactly why my goal isn’t to sell you insurance. It’s to help you protect you by mitigating risk.

An example of mitigating risk instead of buying insurance

I once worked with the owner of a post office/deli who discovered that $50,000 worth of a particular product had gone missing one morning. I looked at his operation and found that most of his deliveries arrived at 3 AM each day. I also found that every delivery driver (regardless of what they were delivering) had keys to the storeroom where the owner kept all of his stock. Instead of getting $50,000 worth of high-value-item theft insurance (which would have cost about $5,000 a year), I suggested buying an $80 cage with a lock from Bunnings, bolting it to the floor, storing the at-risk product inside the cage, and only giving the relevant delivery driver the key. As expected, the financial risk went away — for a one-off payment of $80 instead of $5,000 per annum.

If you do need to buy insurance (or change insurance policies) and want to secure the most cost-effective policy without the stress of doing the research and paperwork yourself...

And if you want someone in your corner during the claims process, ensuring you get paid out in 7 days instead of 7 months...

I can absolutely help you.