Frequently Asked Questions
What types of businesses do you work with?
For my risk management and insurance broking services, I work with small businesses (with up to 20 staff) across almost all industries in Australia.
I also offer expert assistance for mining, manufacturing, construction, and transport companies and other blue-collar organisations. If you’re a contractor who needs insurance to commence, continue, or get paid for a job ASAP, please get in touch with me now.
In addition, I believe that, as a member of my community, it’s my responsibility to support it. I do this by regularly assisting faith and not-for-profit organisations with all things risk and insurance, and through community service with Rotary.
Are you an insurance company?
I’m a general insurance broker, not an insurance provider. As a broker, it’s my job to help you mitigate risk and then, only if you truly need insurance, secure the best possible insurance policy for your business and assist you with claims.
Do you work with every insurance company in Australia?
I work for you, not the insurance companies. With that said, there are hundreds of insurers and agencies I’m licensed to hook you up with in Australia. If I can secure you the perfect policy with one of those insurers, that’s fantastic. If not, I will recommend an alternative insurance provider instead — because once again, I’d prefer to stay honest and build a strong relationship with you rather than sell you something you don’t need.
What types of commercial insurance do you typically arrange?
All sorts of insurance, for all sorts of risks. Public liability insurance, professional indemnity insurance, workers’ compensation insurance, building insurance, plant insurance, machinery insurance, directors and management risks insurance, cyber insurance, strata insurance, motor vehicle insurance, farm insurance — the list goes on.
Do I pay you, or does the insurance provider pay you?
Most of the time, I charge the insurer a fee (commission) for placing business with them; that’s usually how I get paid. If I’m organising a financier to handle your insurance payments, the financier will usually pay me, too. In certain cases, I may charge you a fee directly. But don’t worry — there won’t be any hidden costs. I’ll spell out exactly who will need to pay who for what.
How do I pay my insurance provider?
Commercial insurance (AKA insurance for your business) is different from home or car insurance. You can't directly pay it month by month, but I can arrange instalments with a finance company, typically for a year in advance. But don’t worry — part of my job as a broker is to set you up with a competitive finance company and organise the payments for you.
Should I get multiple insurance brokers?
No. Going through multiple brokers for multiple quotes is one of the worst things you can do when considering insurance. It’s the equivalent of going to the ATO via multiple accountants and only serves to confuse the insurance companies, making you look disorganised and untrustworthy in their eyes. This is why I strongly recommend settling on an insurance broker first.
Can you assess my current insurance policy?
Absolutely. If you’re dissatisfied with your current policy in any way, I can assess it and — assuming you’re keen — help you find a more cost-effective solution or give you some tips on how to improve what you’ve already got.
Are you a licensed insurance broker?
Yes. My licensee is the Community Broker Network (CBN), which is part of Steadfast. I have a Diploma in Financial Services, am a member of the National Insurance Brokers Association (NIBA), and I’m a Qualified Practising Insurance Broker (QPIB).